Living through a natural disaster or emergency can be a terrifying, anxious, and heartbreaking experience.
But once the emergency passes, there will be new challenges.
Recovery after a disaster is different for everyone, and dealing with the physical, emotional and mental toll of trauma is a process that can take months, sometimes years.
Residents in the Northern Rivers region of NSW whose homes were destroyed or severely damaged during unprecedented floods in early 2022 know this all too well.
Lismore resident Kerry Walker said it’s the seemingly endless struggle that is taking the biggest toll.
"Even if it clears up…Lismore has this ongoing problem, which seems to be getting worse," Ms Walker said.
"It's the long-term future of not really knowing how to deal with it."
Sarah Mills is from Coffs Harbour, and volunteered in the flood damaged towns of Woodburn and Coraki.
She said recovery took its toll on residents.
"Their mental health has really started to deteriorate," she said.
"Obviously, in the first few days you're sort of running on adrenaline then reality starts to set in… [and] you realise how much work there is to do”
In early February 2022, eight homes were destroyed, and more than 50,000 hectares of bush and farmland were torched in Southern WA.
Tim and Shannon Hardingham faced a long road to recovery, with unexpected costs and challenges.
"I think it's probably been the hardest six months we've had on the farm," Mr Hardingham said.
"The single biggest cost that is shocking to us is the asbestos clean-up, which we've been quoted around a quarter of a million dollars to clean up."
Hester resident Tracey Barnett said the mental health impact of the disaster has been significant, with anxiety building as the summer months approach.
"We're feeling better as time goes on, but at the same time, six months on is, 'OK, get back to me in 12 months when we're in the heat of summer again,' and I'm probably going to be freaking out.”
Here are some tips on how you can begin the rebuilding process, and links to resources that can help you along the way.
Returning to your home
- Don't return to the disaster affected area until the all-clear has been given by emergency services.
- Before returning home, stock up on essentials like fuel, food and water.
- Withdraw cash where possible, as ATM’s in the affected area could be down.
- If you believe your house is affected, make sure you have appropriate clothing including boots and a hard-wearing shirt and pants.
- Don't enter your home, even if it looks unscathed, until officials say you can.
- Be aware of hazards like hotspots and embers, snakes and spiders, fallen power lines, sagging ceilings and electrical faults, depending on the nature of the disaster.
- During a flood, sewerage overflow is expected, so assume anything touched by wastewater is contaminated. Wear protective equipment, do not expose broken skin or cuts to dirty water, mud or silt, and wash your hands regularly.
- Check that power, internet, water, gas and sewerage systems are functioning. You may need official safety checks (from council, power providers, utility companies etc)
- Do not switch anything back on if there is any sign of structural damage.
- Check in on your neighbours, and once phone lines are restores let your loved ones know that you are OK and contactable.
Handling insurance
- The Insurance Hotline can help if you can't find your insurance details, on 1800 734 621.
- If your home is affected, take photos of any damage to your property, vehicles, livestock, equipment, and any damaged infrastructure like power poles in your area.
- Do not start repairing or moving things unless you must for safety purposes.
- If you can safely stop further damage from occurring, do so but take photos before and after for your insurer.
- Only use licensed or registered tradespeople.
- Write down details of injuries, illness, or any medical assistance you received.
- Takes note of periods that you were unable to work, as you may be able to claim insurance for loss of income.
- Obtain three written quotes where possible for insurance purposes.
Useful services
National Emergency Management Agency
- Help for people affected by disasters
- Recover Connect service to link you to help available in your area
- Information on how to help and volunteer
- Lists of local recovery projects
- The Red Cross has provided a range of guidance for people who've experienced a disaster
- Practical help on returning home after a disaster
- A step-by-step list including contacting your insurer and cleaning up safely
- Advice for those suffering from short and long-term stress
- Listen to After the Disaster, a ABC podcast series about the phases of recovery
- Information on disaster payments if you're in an affected area
- Payment and service finder
- Givit takes your donations and distributes them where they're needed
- Don't drop off physical donations unless you're asked to — the best way to help is by giving money
- These charities are registered and helping with disaster relief and recovery
- Donate money and not physical items, unless asked, or charities can become overwhelmed
- Check out ABC Gives or Disaster Relief Australia for more donation options
- Search and find opportunities to help out
Useful services
Free help with flood and fire insurance- The ins and outs of insurance, including important definitions
- How to avoid being underinsured
Making a disaster insurance claim
- A step-by-step guide to making an insurance claim
Legal help after a natural disaster
- Insurance Law Service: 1300 663 464
- NSW: Disaster Response Hotline 1800 801 529
- NT: Darwin Community Legal Service: 1800 812 953
- VIC: Disaster Legal Help 1800 113 432
- TAS: Legal Aid 1300 366 611
- QLD: Disaster Legal Help 1300 527 700
- WA: Legal Aid 1300 650 579
- SA: Disaster Legal Help Line 1300 366 424
- ACT: Legal Aid 1300 654 314
Useful services
Free mental health support for families, individuals and emergency service workers- Access to social workers
- Information on getting 20 counselling or therapy sessions with a mental health practitioner
You can also call any of these hotlines if you, or someone you know, is in distress:
- Lifeline on 13 11 14
- Beyond Blue on 1300 224 636
- Mensline on 1300 789 978
- Kids Helpline on 1800 55 1800
- Mental Health Line on 1800 011 511
Recovery resources for your state
Victoria
Vic EmergencyNew South Wales
Resilience NSWSouth Australia
Recovery SATasmania
TasRecoveryQueensland
Queensland DisastersSelf Recovery AppWestern Australia
Western Australia Department of Fire and Emergency ServicesNorthern Territory
Secure NT